:root {
  --bg: #f2f5fb;
  --panel: #ffffff;
  --primary: #1f5c4d;
  --primary-soft: #e0f2ed;
  --accent: #ffd166;
  --text: #1f2933;
  --muted: #6b7280;
  --border: #dde3ee;
}

* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.6;
}

a {
  color: #0b5ebf;
}

header {
  background: #0f172a;
  color: #f9fafb;
  padding: 18px 16px;
  border-bottom: 1px solid rgba(148, 163, 184, 0.4);
}

.topbar {
  max-width: 1120px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: 8px;
  font-size: 0.9rem;
}

.topbar-left {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 10px;
}

.brand-tag {
  font-weight: 600;
  letter-spacing: 0.03em;
  text-transform: uppercase;
  font-size: 0.8rem;
  padding: 3px 8px;
  border-radius: 999px;
  background: rgba(148, 163, 184, 0.25);
}

.topbar-right a {
  color: #e5f3ff;
  text-decoration: none;
}

.hero {
  background: radial-gradient(circle at top left, #12273a, #020617);
  color: #e5e7eb;
  padding: 26px 16px 34px;
}

.wrap {
  max-width: 1120px;
  margin: 0 auto;
  padding: 0 2px;
}

.hero-layout {
  display: grid;
  grid-template-columns: minmax(0, 1.6fr) minmax(0, 1.4fr);
  gap: 24px;
  align-items: center;
}

@media (max-width: 860px) {
  .hero-layout {
    grid-template-columns: 1fr;
  }
}

.hero-eyebrow {
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: #a5b4fc;
  margin-bottom: 8px;
}

.hero h1 {
  margin: 0 0 10px;
  font-size: clamp(2rem, 3vw, 2.5rem);
}

.hero p.lead {
  margin: 0 0 14px;
  font-size: 1.02rem;
  max-width: 38rem;
  color: #e5e7eb;
}

.hero-list {
  margin: 6px 0 0;
  padding-left: 18px;
  font-size: 0.95rem;
}

.hero-actions {
  margin-top: 14px;
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
}

.btn-main {
  background: var(--accent);
  color: #1f1300;
  padding: 10px 20px;
  border-radius: 999px;
  border: none;
  font-weight: 600;
  font-size: 0.96rem;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.35);
}

.btn-ghost {
  border-radius: 999px;
  border: 1px solid rgba(148, 163, 184, 0.7);
  padding: 8px 16px;
  font-size: 0.92rem;
  color: #e5e7eb;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.hero-panel {
  background: rgba(15, 23, 42, 0.85);
  border-radius: 18px;
  padding: 16px 18px;
  box-shadow: 0 10px 22px rgba(15, 23, 42, 0.75);
  font-size: 0.92rem;
}

.hero-panel h2 {
  margin: 0 0 8px;
  font-size: 1.05rem;
  color: #facc15;
}

.hero-panel dl {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 4px 8px;
  margin: 8px 0 0;
}

.hero-panel dt {
  font-weight: 600;
  color: #cbd5f5;
}

.hero-panel dd {
  margin: 0;
  color: #e5e7eb;
}

.hero-panel a {
  color: #93c5fd;
  text-decoration: none;
}

main {
  max-width: 1120px;
  margin: 0 auto;
  padding: 28px 16px 40px;
}

section {
  margin-bottom: 30px;
}

h2.section-title {
  font-size: 1.45rem;
  margin: 0 0 12px;
}

.muted {
  color: var(--muted);
  font-size: 0.95rem;
}

.layout-cols {
  display: grid;
  grid-template-columns: minmax(0, 1.6fr) minmax(0, 1.4fr);
  gap: 20px;
}

@media (max-width: 860px) {
  .layout-cols {
    grid-template-columns: 1fr;
  }
}

.panel {
  background: var(--panel);
  border-radius: 16px;
  padding: 18px;
  box-shadow: 0 5px 16px rgba(15, 23, 42, 0.06);
  border: 1px solid var(--border);
}

.badge-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 10px;
}

.badge {
  border-radius: 999px;
  padding: 4px 10px;
  background: var(--primary-soft);
  color: #0b3b30;
  font-size: 0.82rem;
  border: 1px solid #bfdad0;
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(210px, 1fr));
  gap: 16px;
  counter-reset: steps;
}

.step-card {
  background: var(--panel);
  border-radius: 14px;
  padding: 15px 15px 14px;
  box-shadow: 0 4px 12px rgba(15, 23, 42, 0.06);
  border: 1px solid var(--border);
  position: relative;
}

.step-card::before {
  counter-increment: steps;
  content: counter(steps);
  position: absolute;
  top: -10px;
  left: 14px;
  height: 26px;
  width: 26px;
  border-radius: 999px;
  background: var(--primary);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 600;
  font-size: 0.9rem;
  box-shadow: 0 4px 10px rgba(15, 23, 42, 0.55);
}

.step-card h3 {
  margin: 4px 0 6px;
  font-size: 1rem;
}

ul {
  padding-left: 18px;
  margin: 8px 0 0;
}

.grid-2 {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 18px;
}

.striped-list li {
  margin-bottom: 4px;
}

.highlight {
  background: #fff8e1;
  border-radius: 14px;
  border: 1px solid #ffe0a4;
  padding: 14px 16px;
  font-size: 0.95rem;
}

.tag-row {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 8px;
}

.tag {
  background: #e0e7ff;
  border-radius: 999px;
  padding: 4px 9px;
  font-size: 0.8rem;
  color: #312e81;
}

.faq-item + .faq-item {
  margin-top: 10px;
  padding-top: 10px;
  border-top: 1px solid var(--border);
}

.faq-item h3 {
  margin: 0 0 4px;
  font-size: 1rem;
}

.contact-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.6fr) minmax(0, 1.4fr);
  gap: 18px;
}

@media (max-width: 860px) {
  .contact-grid {
    grid-template-columns: 1fr;
  }
}

footer {
  background: #020617;
  color: #9ca3af;
  padding: 16px 16px 18px;
  font-size: 0.88rem;
  border-top: 1px solid #111827;
}

.footer-inner {
  max-width: 1120px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  align-items: center;
  justify-content: space-between;
}

.nowrap {
  white-space: nowrap;
}